Student Accident Insurance

Dear Parents/Guardians:


Royal Oak Schools is not responsible for any accidental injuries that occur to students while under the school’s supervision or participating in interscholastic sports.


Our district has partnered with Student Assurance Services to give families the opportunity to purchase accident insurance for their student(s). When enrolled, this coverage provides financial assistance with your out-of-pocket medical expenses should your student sustain an accidental bodily injury.


Reasons to consider coverage for your student:


  1. Your primary health insurance has a high deductible – copay – coinsurance.
  1. No other insurance on your student.
  1. Your student participates in a sport where unexpected injuries commonly occur.

Coverage Options Available

Annual Premium

School Time Coverage (Not Including Interscholastic Sports 7-12)

Provides benefits during school sponsored & supervised class/activities ONLY

$16.00

School Time Coverage (Includes Interscholastic Sports)

Provides benefits during school sponsored & supervised class/activities/interscholastic sports

(Grades 7-12 Except Football Grades 9-12)

$91.00

Football Coverage Grades 9-12

Provides benefits to athletes when practicing and competing during the football season

$250.00

Full Time Coverage (Not Including Interscholastic Sports 7-12)

Provides benefits for students 24 hours a day, 7 days a week

$99.00

Full Time Coverage (Includes Interscholastic Sports)

Provides benefits for students 24/7 as well as when they participate in interscholastic sports 

(Grades 7-12 Except Football Grades 9-12)

$174.00

Extended Dental Coverage

Provides additional benefits for students 24 hours a day for any dental accident

$9.00

Coverage can be purchased any time during the school year



To Enroll Your Student & Review Medical Benefits Visit: www.sas-mn.com


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If you have any questions regarding this voluntary student accident insurance program, please contact Student Assurance Services at (800) 328-2739.  You will speak with a live person who can assist you with your questions.